Your Tax Calculator (Federal and California)

Tax Year:

2026

2025

Filing Status:

Single

Married, Filing Jointly

Married, Filing Separately

Head of Household

Are you 65 years old or older?:

Yes

No

How many children do you have under 17 years old (as of December 31 in the tax year)?:

How many children do you have under 18 years old (as of December 31 in the tax year) or under 24 years old (who is a full-time student for at least five months in the year)?:

How often do you get paid for work?

Monthly Gross Pay:

Monthly Pretax Pay Deductions (e.g., retirement, 401K, HSA, etc.):

Monthly Federal Tax Withholding:

Monthly California Tax Withholding:

Annual Gross Taxable Pay: $0
Annual Federal Tax Withholding: $0
Annual State Tax Withholding: $0

Bank Interest (1099-INT):

Tax-exempt Interest (needed for Social Security benefit tax calculation):

Dividends (1099-DIV):

Retirement Withdrawal (1099-R, RMDs, Roth Conversion, etc.):

Rental Real Estate Income (net gain):

Other Ordinary Income:

Short-term Capital Gains (net gain):

Long-term Capital Gains (net gain):

Are taking or planning to take (in the selected tax year) your social security benefits?:

No

Yes

Your Adjusted Gross Income (AGI) is your total (gross) income from all sources minus certain adjustments listed on Schedule 1 of Form 1040. Your AGI is calculated before you take your standard or itemized deduction on Form 1040.

Common income adjustments include alimony payments, educator expenses, business expenses, deductible HSA contributions, deductible IRA contributions, moving expenses (military only), deductible self-employment taxes, penalties on early savings withdrawal, retirement contributions (not withheld from paycheck), and student loan interest. You can enter real estate or capital gains losses here since this is such a simple calculator.

Income adjustments:

Federal Additional Taxes Paid/Withheld (self-employment, Required Minimum Distribution, etc.):

State Additional Taxes Paid/Withheld:

Your Federal standard deduction is $0.

Your State standard deduction is $0.

Beginning with tax year 2026, if you use the Federal standard deduction and do not itemize, you may deduct up to $1,000 ($2,000 if filing jointly) of your cash contributions to charitable organizations. Reference IRS Topic 506, Charitable contributions.
Also, for non-itemizers, you should still submit itemized deduction information just in case you can use itemized deductions for your State return. Reference California itemized deduction adjustments.

Home Mortgage Interest:

Home Property Tax:

State and Local Tax:

Charitable Donations:

Other Deductions:

Total Federal itemized deductions: $0
Total State itemized deductions: $0

(0) Child(ren) under 17 years old (federal child tax credit): $0

(0) Child(ren) under 19 years old or under 24 years old who are full-time students (California child exemption): $0

California Personal/Senior Exemptions: $0

The federal Additional Child Tax Credit is not calculated.
Phaseouts and caps for certain tax benefits are not considered.
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Your Tax Calculator

Tax Year and Filing Status

About You (and Your Family)

Work Pay/Pensions and Tax Withholdings

Additional Income

Social Security Benefits

Income Adjustments

Additional Taxes Paid/Withheld

Standard or Itemized Deduction

Tax Credits and Exemptions

Known Limitations